Compliance & Legal Information | Rohit Chattopadhyay - Financial Advisor

Compliance & Legal Information

Transparency, regulatory compliance, and professional standards you can trust

Licensing & Registration

Professional Credentials

Rohit Chattopadhyay holds a valid Life License Qualification Program (LLQP) license, which authorizes the sale of life insurance, accident and sickness insurance, and segregated funds in the Province of Ontario, Canada.

Affiliated Organization

All insurance and investment products are offered through Experior Financial Group, a licensed insurance agency and investment dealer operating in compliance with Canadian financial regulations.

Regulatory Oversight

Our services are subject to oversight by the Financial Services Regulatory Authority of Ontario (FSRA) and other applicable regulatory bodies.

Important Disclosures

Not Investment Advice

The information provided on this website is for general informational and educational purposes only. It does not constitute personalized investment advice, financial planning, or a recommendation to purchase any specific product. All investment and insurance decisions should be made after consultation with a licensed professional who understands your unique financial situation.

Product Suitability

Insurance and investment products are not suitable for everyone. Before purchasing any product, we will conduct a thorough needs analysis to ensure the product aligns with your financial goals, risk tolerance, and personal circumstances.

No Guarantees

Past performance is not indicative of future results. Investment values fluctuate, and you may receive less than your original investment. Insurance coverage is subject to policy terms, conditions, and exclusions.

Privacy & Data Protection

Personal Information Protection

We are committed to protecting your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable privacy laws in Canada.

Information Collection & Use

Personal information collected during consultations is used solely for the purpose of providing financial services, assessing product suitability, and maintaining client records as required by law. We do not sell or share your information with third parties except as necessary to fulfill our services or as required by law.

Full Privacy Policy

For complete details on how we collect, use, and protect your information, please review our Privacy Policy.

Complaint Resolution

Our Commitment

We are committed to providing excellent service. If you have a concern or complaint, we encourage you to contact us directly so we can address it promptly.

Contact for Complaints

Email: [email protected]
Phone: 365 355 3023

External Dispute Resolution

If your concern is not resolved to your satisfaction, you may escalate your complaint to the appropriate regulatory body or ombudsman service, including the Financial Services Regulatory Authority of Ontario (FSRA) or the OmbudService for Life & Health Insurance (OLHI).

Compensation Disclosure

How We Are Compensated

As a licensed insurance and investment advisor, I receive compensation in the form of commissions and/or fees from insurance carriers and investment product providers when clients purchase products. This compensation does not result in additional cost to you — it is built into the product pricing.

No Obligation Consultations

Initial consultations are provided at no cost to you. There is no obligation to purchase any product or service as a result of our consultation.

Transparency

I am committed to full transparency regarding compensation. If you have questions about how I am compensated for any specific product recommendation, please ask — I am happy to provide detailed information.

Website Terms of Use

Accuracy of Information

While we strive to ensure all information on this website is accurate and up-to-date, insurance and investment regulations, product features, and contribution limits may change. Always verify current information during a consultation.

Third-Party Links

This website may contain links to third-party websites for informational purposes. We are not responsible for the content, accuracy, or privacy practices of external sites.

Intellectual Property

All content on this website, including text, images, and logos, is the property of Rohit Chattopadhyay or Experior Financial Group and is protected by copyright laws.

Questions About Compliance?

If you have questions about our compliance practices, regulatory oversight, or any disclosures on this page, please don't hesitate to reach out.